Blog

Oct 08, 2025

The Ledger That Could Replace Equifax Forever

It won’t be overnight. Equifax won’t disappear with a single blockchain but its obsolescence is coming. Imagine a future where credit histories are global public records (with encryption), where a thrifty small business owner in Nigeria or Bangladesh can get a home loan in New York or Lagos based on blockchain reputation alone. Companies like Gluwa are building the rails today. Their ledger doesn’t just promise to topple Equifax; it will lift the underbanked out of invisibility. If that vision is realized, one day headlines will read “Equifax Finally Blindsided by World’s First Decentralized Credit Ledger, Unreplacement Confirmed.”

Source: HackerNoon →


Share

BTCBTC
$107,147.00
3.64%
ETHETH
$3,714.45
5.59%
USDTUSDT
$1.00
0.04%
BNBBNB
$1,057.26
5.23%
XRPXRP
$2.41
7.12%
SOLSOL
$180.16
7.67%
USDCUSDC
$1.000
0.02%
STETHSTETH
$3,710.89
5.53%
TRXTRX
$0.289
2.15%
DOGEDOGE
$0.178
8.75%
ADAADA
$0.593
9.28%
WSTETHWSTETH
$4,521.14
5.51%
WBTCWBTC
$106,960.00
3.66%
WBETHWBETH
$4,011.75
5.51%
HYPEHYPE
$43.75
9.71%
LINKLINK
$16.53
10.24%
BCHBCH
$533.87
4.67%
WEETHWEETH
$4,013.32
5.39%
USDEUSDE
$0.999
0.12%
XLMXLM
$0.293
9.12%