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5 days ago
With CBDCs, Central Banks Are Making the Same Mistake Kodak Made
Central banks’ embrace of CBDCs mirrors Kodak’s failed attempt to control digital photography: a technically impressive response t...
Oct 07, 2025
CBDCs + Open Credit: A Three-Layer Model for Privacy, Inclusion, and Audit
By separating settlement, credit, and privacy layers, this architectural model for CBDCs aims to prevent surveillance while enabli...
