Cyber criminals would highly rejoice in Massachusetts and the North East if a proposal that would force the installation of credit card readers at the public charging stations is adopted. The payments that might have been made at the electric vehicle charging stations today, all rely on the contactless methods utilizing the latest digital technologies including the mobile payments over the smartphones and credit cards using the radio frequency identification technology. A proposal under consideration by an organization coordinating the clean air policies in eight of the North East states, if adopted, will force the users to use credit card readers.
Considering the security perspective, the credit card reader proposal represents a huge step backwards. It would make it mandatory the installation of technologies such as the Magnetic Stripe Reader and EMV chips, known to be insecure and that the criminal enterprises and individual hackers exploit on a regular basis. This could also make the electric vehicle drivers the best target for the cyber criminals and open them up to billions of dollars’ worth of loss in the form of credit card fraud and identity theft.
With each passing day, the growing number of the electric vehicles on the road and a large number of the same hitting the showrooms very often, the safety and the safety and security of electric vehicle charging stations must be paramount. However, mandating the credit card readers would expose the drivers to a couple of new security risks and put them in the grip of the cyber criminals who use skimmers and shimmers in order to steal the credit card data. Skimmers and shimmers are easy to obtain and small devices that are engineered for stealing the credit card data that are used at the gas station and the other point of sale terminals. The cyber criminals can plant them in the so called legitimate credit card readers within 30 seconds or less making it difficult for the consumers to detect.
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